Comparison Quotes

Quotes are obtained in real-time from Australia’s leading Life Insurance companies using our dedicated proprietary technology which uses each company’s system to generate quotes.

We use Web based software where available where quotes are usually completed in 15 to 40 seconds whereas desktop quotes can take about 1 minute.

LifeRisk Online uses web based quote systems from AIA, AMP Elevate and Flexible Lifetime Protection, Asteron, ClearView, CommInsure, Macquarie, MLC and TAL to produce quotes.

We use the BT, OnePath and Zurich desktop software. We will move to Web based alternatives when they become available.

The major benefits of using of using LifeRisk Online over our competitor’s systems are:

EVERY PREMIUM IS A REAL QUOTE

Every premium provided by LifeRisk Online is backed by a Real Company Quote, every time.

BETTER QUALITY QUOTATIONS

Users have the freedom to use each company’s occupation list and tools to select the most appropriate for your client.

QUOTES ARE AVAILABLE IN

  • the One place
  • at the One time
  • in less than One minute

Our approach saves you time as you don’t need to access each company’s quote system to do quotes or to validate premiums using each the company’s quote system.

You can always recall a quote report PDF from any ompany in a Comparison Quote using our Quote History.

QUOTES FOR A FULL RANGE OF COVER IS AVAILABLE

Quotes are run from on a single webpage using an easy to use, quote inspired format combining Super and Non Super quote requests.

Non Super products available for quotation include

  • Life Cover with TPD and Trauma Riders,
  • Stand Alone TPD
  • Stand Alone Trauma
  • Child Cover
  • Income Protection and
  • Business Expenses

Super products via Life Company and SMSF Trustees include

  • Life Cover Super with linked TPD cover and Trauma cover outside super
  • Stand Alone TPD Super
  • Income Protection Super

Non Super cover can be quoted in conjunction with super cover.

Split TPD and Split Income Protection options and Non Super linked cover options are also available.

We monitor industry developments and feedback from Advisers to determine which options should be added to Comparison quotes.

QUOTES CAN BE USED FOR APPLICATIONS

The Quotes you do with your clients even when you are “on the road” are saved into your LifeRisk Online account and are immediately available back into your office for you and your staff to take to the next stage including sending out follow-up material, preparing SoAs and starting the application process.

With LifeRisk Online all quotes can be used with Applications without doing another quote. All Online quotes and quotes from OnePath and Zurich quotes able to be used with online Applications.

WANT TO FIND OUT MORE ABOUT THE PRODUCT RESEARCH OR LIFERISK ONLINE?

The best way to find out more about LifeRisk Online's and our product research is to register for the FREE 15 Day Trial or call us on 1300 131 778.